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About the Affordable Care Act

 

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The Affordable Care Act has provision dealing with different groups. Below, you will find information dealing with individuals, employers, and employees. Please look at the section which interests you, and if you have any questions, please contact us.

Individuals

The Affordable Care Act has several pieces which were created to give millions of people access to health insurance.

In general, there will be four level of health insurance plans–these levels have to do with how much the insurance company charges the consumer each month, and how much of the cost of health care the insurance company charges.

If you want more detail, please make an appointment, or go to www.healthcare.gov

Employers

As an employer, the Affordable Care Act may give you additional responsibilities in terms of the provision of health care for your employees.

In general, if you are a business of 50 or more, you must provide health insurance for those employees who work an average of 30 or more hours per week.

If you employee 49 employees or less, please contact us, and we will refer you to someone who can help answer any questions you may have about your options, and the benefits you may get providing coverage for your employees.

For more information, you can schedule a presentation, make an appointment, visit getcoveredillinois.gov, or go to www.healthcare.gov. 

Employees

As an employee, you now have the right to insurance which is affordable and which has value. In general, this means that the insurance cannot cost more than 9.5% of your annual income, and that it must cover certain core services.

For more information, please schedule an appointment, or visit www.healthcare.gov.

 

 

 

 

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